Terms of Use

Effective Date: February 18, 2025

Welcome to Bell & Associates (“we,” “our,” “us”)! By accessing or using our website, located at bellandassociates.com, you (“User,” “you,” or “your”) agree to comply with and be bound by these Terms of Use (“Terms”). Please read these Terms carefully before using our website.

1. Acceptance of Terms By accessing or using this website, you agree to these Terms and any applicable laws and regulations. If you do not agree to these Terms, please refrain from using the website.

2. Changes to Terms We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on this website. It is your responsibility to review these Terms periodically.

3. Use of Website

• You agree to use the website in accordance with all applicable local, state, national, and international laws and regulations.
• You may not use the website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the website.
• You may not use any robot, spider, or other automated means to access the website for any purpose without our express permission.

4. Portal Accounts: You are responsible for maintaining the confidentiality of your account credentials and are fully responsible for all activities that occur under your account.

• You agree to notify us immediately of any unauthorized use of your account.

5. Intellectual Property

• All content on this website, including text, graphics, logos, images, videos, and software, is the property of bellandassociates.com or its licensors and is protected by intellectual property laws.
• You may not reproduce, distribute, modify, or create derivative works of any content on this website without prior written consent.

6. Privacy Your use of the website is also governed by our Privacy Policy, which can be accessed at https://bellandassociates.com/privacy-policy/. Please review the Privacy Policy to understand how we collect, use, and protect your information.

7. Third-Party Links Our website may contain links to third-party websites or services. These links are provided for your convenience. We do not endorse or control these third-party sites and are not responsible for their content or practices.

8. Disclaimers

• The information on this website is provided “as is” and without warranty of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
• We do not guarantee that the website will be uninterrupted or error-free.

9. Limitation of Liability To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use or inability to use the website, even if we have been advised of the possibility of such damages.

10. Indemnification You agree to indemnify, defend, and hold harmless bellandassociates.com, its affiliates, employees, and agents from all claims, liabilities, losses, or expenses (including legal fees) arising out of your use of the website, your violation of these Terms, or your violation of any rights of another party.

11. Governing Law These Terms will be governed by and construed in accordance with the laws of North Carolina, without regard to its conflict of law principles.

12. Dispute Resolution Any disputes arising from these Terms or your use of the website will be resolved through binding arbitration in Mecklenburg County of North Carolina, and you waive any right to participate in a class action lawsuit.

13. Termination We may suspend or terminate your access to the website at any time without notice if we believe you have violated these Terms.

14. Contact Information If you have any questions or concerns about these Terms, please contact us at: info@bellandassociates.com; 1201 East Blvd, Charlotte, NC 28203